In the latest update for December 2025, the Premium Bond results have been revealed, making two individuals instant millionaires.
Every month, two lucky winners scoop £1 million each through the Premium Bonds scheme. In the December 2025 draw, the first winner, residing in Norwich, holds £35,000 in Premium Bonds, with the winning bond number 591RD417238 purchased in August 2024. The second winner, from Cornwall, has £20,000 in Premium Bonds and won with the bond number 615WP633178 bought in February 2025.
Premium Bonds, offered by National Savings & Investment (NS&I), differ from traditional savings products as they involve participants in a monthly prize draw instead of offering a fixed interest rate. Prizes range from as little as £25 to as high as £1 million, with the majority of prizes falling in the lower value range.
NS&I Retail Director, Andrew Westhead, extended congratulations to the festive jackpot winners, highlighting the popularity of Premium Bonds with over 22 million bondholders. The scheme offers numerous prize opportunities, including £100,000 and £50,000 rewards, with odds of winning set at 22,000 to 1 for every £1 bond.
Winners are notified via email or text message by NS&I and can choose to receive their prize money directly into their bank account or reinvest it in Premium Bonds. The online prize checker tool provided by NS&I allows participants to verify if they have won, with the current prize fund rate standing at 3.60%.
While the prize fund rate has slightly decreased in recent months, resulting in fewer large prizes being awarded, the number of smaller prizes has seen an increase. Despite these adjustments, the scheme still offers two £1 million prizes monthly, maintaining its appeal to the almost 23 million Premium Bond holders.
Participants are encouraged to engage with NS&I’s online tools for prize verification and to keep track of the evolving prize fund rates for the best chances of winning big.